Can I Afford to Live in Missouri?
Missouri - St. Louis and Kansas City at very affordable prices with strong arts scenes. See median rent, home values, and the most affordable ZIP codes below.
Find ZIP Codes You Can Afford in Missouri
Enter your salary to see neighborhoods in your budget.
🏠 To Buy in Missouri
With median home value of $195,000, you'd typically need an income of at least $48,750/year and a down payment of $19,500 (10%).
🏘️ To Rent in Missouri
With median rent of $895/month, you should earn at least $32K/year (30% rent-to-income rule). This is below the US median of $1,163/mo.
💰 Median Income
Missouri residents earn a median household income of $58,114/year. Rent takes approximately 18% of median income.
Most Affordable ZIP Codes in Missouri
Ranked by lowest median rent, minimum population 3,000+
| # | ZIP · City | Rent/mo | Score |
|---|---|---|---|
| 1 | 64109 Kansas City | $648 | 41 |
| 2 | 63103 St. Louis | $721 | 36 |
| 3 | 64110 Kansas City | $832 | 55 |
| 4 | 64101 Kansas City | $838 | 47 |
| 5 | 63110 St. Louis | $937 | 51 |
| 6 | 63104 St. Louis | $946 | 53 |
| 7 | 63101 St. Louis | $973 | 55 |
| 8 | 64111 Kansas City | $1,344 | 70 |
| 9 | 64108 Kansas City | $1,380 | 65 |
| 10 | 63108 St. Louis | $1,390 | 64 |
| 11 | 63117 Clayton | $1,955 | 77 |
| 12 | 64112 Kansas City | $2,032 | 75 |
| 13 | 64113 Kansas City | $2,034 | 72 |
Top-Rated Neighborhoods in Missouri
Highest ZipScore - best combination of safety, schools, and quality of life
FAQs: Living in Missouri
What salary do I need to live comfortably in Missouri?
To live comfortably in Missouri, you'd want to earn at least $32,220/year to rent at the median price without being cost-burdened (spending more than 30% of income on housing). To buy at the median home price of $195,000, aim for a salary of $48,750+.
Is Missouri expensive to live in?
Missouri has a median rent of $895/month, which is below the US national median of $1,163. Cost varies significantly by city and neighborhood - the table above shows the most affordable ZIP codes in Missouri.
What is the most affordable city in Missouri?
The most affordable ZIP codes in Missouri are ranked in the table above by median rent. Smaller cities and suburbs typically offer significantly lower costs than the major metro areas. Click any ZIP code to see its full neighborhood profile.