Can I Afford to Live in Arizona?
Arizona - Warm climate, Phoenix tech boom, and retiree-friendly communities. See median rent, home values, and the most affordable ZIP codes below.
Find ZIP Codes You Can Afford in Arizona
Enter your salary to see neighborhoods in your budget.
🏠 To Buy in Arizona
With median home value of $370,000, you'd typically need an income of at least $92,500/year and a down payment of $37,000 (10%).
🏘️ To Rent in Arizona
With median rent of $1,400/month, you should earn at least $50K/year (30% rent-to-income rule). This is above the US median of $1,163/mo.
💰 Median Income
Arizona residents earn a median household income of $62,055/year. Rent takes approximately 27% of median income.
Most Affordable ZIP Codes in Arizona
Ranked by lowest median rent, minimum population 3,000+
| # | ZIP · City | Rent/mo | Score |
|---|---|---|---|
| 1 | 85705 Tucson | $826 | 56 |
| 2 | 85003 Phoenix | $877 | 56 |
| 3 | 85711 Tucson | $909 | 48 |
| 4 | 85001 Phoenix | $983 | 55 |
| 5 | 85701 Tucson | $1,006 | 54 |
| 6 | 85712 Tucson | $1,179 | 66 |
| 7 | 85013 Phoenix | $1,303 | 63 |
| 8 | 85719 Tucson | $1,323 | 68 |
| 9 | 85048 Phoenix | $1,619 | 73 |
| 10 | 85028 Phoenix | $1,646 | 75 |
| 11 | 85718 Tucson | $1,700 | 76 |
| 12 | 85251 Scottsdale | $1,879 | 79 |
| 13 | 85016 Phoenix | $2,094 | 74 |
| 14 | 85254 Scottsdale | $3,243 | 85 |
| 15 | 85260 Scottsdale | $3,293 | 87 |
Top-Rated Neighborhoods in Arizona
Highest ZipScore - best combination of safety, schools, and quality of life
FAQs: Living in Arizona
What salary do I need to live comfortably in Arizona?
To live comfortably in Arizona, you'd want to earn at least $50,400/year to rent at the median price without being cost-burdened (spending more than 30% of income on housing). To buy at the median home price of $370,000, aim for a salary of $92,500+.
Is Arizona expensive to live in?
Arizona has a median rent of $1,400/month, which is above the US national median of $1,163. Cost varies significantly by city and neighborhood - the table above shows the most affordable ZIP codes in Arizona.
What is the most affordable city in Arizona?
The most affordable ZIP codes in Arizona are ranked in the table above by median rent. Smaller cities and suburbs typically offer significantly lower costs than the major metro areas. Click any ZIP code to see its full neighborhood profile.