Louisville, KY
40207
Jefferson County County · Kentucky · Pop. 31,820
Last updated: June 2026
Louisville, Kentucky (ZIP code 40207) is home to approximately 31,820 residents. The median household income in 40207 is $214,351, which is 203% above the national average of $70,784. The cost of living in 40207 is reflected in its housing market - the median home value is $788,324 and the average rent is $2,900/month. 40207 has a violent crime rate of 80.0 per 100,000 residents, which is 79% below the national average - earning it a safety grade of A+. 40207 is served by with an average school rating of 8.3/10. Air quality in 40207 is rated Good with an average AQI of 21.3. The average commute time in 40207 is 16 minutes, 11 minutes below the national average. Compare 40207 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.
On This Page
👥 Demographics
Race & Ethnicity
💰 Income & Economy
Affordability Assessment: Renters in this area spend approximately 16% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.7x the median income.
🏠 Housing
🔒 Safety & Crime
Louisville (40207) is significantly safer than the national average, with violent crime rates 79% below the US average. This is considered a very safe area.
🎓 Schools & Education
Top Schools in 40207
| School | Type | Rating | Students |
|---|---|---|---|
| Washington High School | public | 8/10 | 597 |
| Jefferson Middle School | public | 8/10 | 1,012 |
| Louisville STEM Academy | public | 7/10 | 807 |
🌡️ Climate & Weather
🌫️ Air Quality
⚠️ Natural Disaster Risk
🚗 Commute
Nearby ZIP Codes
Compare 40207 With Another ZIP
Pros and Cons of Living in Louisville, KY (40207)
Based on crime, housing, income, schools, and air quality data
✅ Pros
- + Low crime rate - violent crime is 79% below the national average
- + Above-average income - median household income of $214,351
- + Good air quality - average AQI of 21.3 (rated "Good" by EPA standards)
- + Strong schools - average school rating 8.3/10
- + Short commute times - average 16 minutes
- + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather
⚠️ Cons
- − High housing costs - home prices 160% above the national average
- − High rent - average $2,900/month, above the national median of $1,163
Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.
Frequently Asked Questions about ZIP Code 40207
What is the population of 40207? ▼
The population of ZIP code 40207 in Louisville, Kentucky is approximately 31,820 people.
Is 40207 safe to live in? ▼
Louisville (40207) is significantly safer than the national average, with violent crime rates 79% below the US average. This is considered a very safe area. Safety Grade: A+.
What is the median income in 40207? ▼
The median household income in 40207 (Louisville, Kentucky) is $214,351. The per capita income is $139,328. The US national median household income is $70,784.
What is the cost of living in 40207? ▼
Renters in this area spend approximately 16% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.7x the median income. Median home value: $788,324. Average rent: $2,900/month.
What are schools like in 40207? ▼
Schools in 40207 receive an Education Grade of A. There are 3 schools with an average rating of 8.3/10 and a student-teacher ratio of 14:1. See the full schools section above for individual school listings.
What is the crime rate in 40207? ▼
The violent crime rate in 40207 is 80.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 413.0 per 100k (national avg: 1,958.2).
What is the average rent in 40207? ▼
The median monthly rent in 40207 (Louisville, Kentucky) is $2,900/month. The national median rent is $1,163/month.
What is the median home value in 40207? ▼
The median home value in 40207 (Louisville, Kentucky) is $788,324. The national median home value is $303,400.
Is 40207 a good place to live? ▼
40207 (Louisville, Kentucky) has a ZipScore of 85/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is an excellent neighborhood to live in.
What is the air quality in 40207? ▼
The average Air Quality Index (AQI) in 40207 is 21.3 - rated Good by EPA standards. Average PM2.5 level: 4.6 µg/m³.
Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: June 2026