63 /100

Louisville, KY

40204

Jefferson County County · Kentucky · Pop. 29,840

Last updated: May 2026

Population
29,840
Median Income
$62,605
Median Home
$328,041
Safety Grade
A+
Schools Grade
C+

Louisville, Kentucky (ZIP code 40204) is home to approximately 29,840 residents. The median household income in 40204 is $62,605, which is 12% below the national average of $70,784. The cost of living in 40204 is reflected in its housing market - the median home value is $328,041 and the average rent is $1,280/month. 40204 has a violent crime rate of 320.0 per 100,000 residents, which is 16% below the national average - earning it a safety grade of A+. 40204 is served by with an average school rating of 7.0/10. Air quality in 40204 is rated Good with an average AQI of 36.4. The average commute time in 40204 is 26 minutes, 2 minutes below the national average. Compare 40204 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.

👥 Demographics

Median Age
40.9
Avg Household Size
2.37
Foreign Born
13.4%
College Degree+
47.6%
High School+
72.7%
Total Households
11,936

Race & Ethnicity

White
36.3%
Hispanic
8.3%
Black
21.0%
Asian
3.4%
Other
5.2%

💰 Income & Economy

Median Household Income
$62,605
National: $70,784
Per Capita Income
$40,693
Poverty Rate
10.6%
National: 11.6%
Median Family Income
N/A
Gini Coefficient
N/A
Food Stamp Recipients
N/A

Affordability Assessment: Renters spend about 25% of income on rent - within the affordable range. Home prices are relatively high at 5.2x the median income.

🏠 Housing

Median Home Value
$328,041
National: $303,400
Median Rent/Month
$1,280
National: $1,163
Homeownership Rate
65.5%
Vacancy Rate
7.0%
Total Housing Units
11,936
Price-to-Rent Ratio
N/A

🔒 Safety & Crime

A+
Safety Grade: A+

Louisville (40204) has violent crime rates close to the national average. Exercise normal precautions as you would in any US city.

Violent Crime Rate
320.0 per 100k
National: 380.7
Property Crime Rate
1627.0 per 100k
National: 1,958.2
Murder Rate
7.00 per 100k
Robbery Rate
61.4 per 100k
Assault Rate
237.5 per 100k
Burglary Rate
383.2 per 100k

🎓 Schools & Education

C+
Education Grade: C+
2 schools · Avg rating: 7/10 · Student-teacher ratio: 21:1

Top Schools in 40204

SchoolTypeRatingStudents
St. Mary's School of Louisville public 8/10 570
Louisville Charter School public 8/10 396

🌡️ Climate & Weather

Winter Avg
51°F
Annual Avg
70°F
Summer Avg
94°F
Sunny Days
236
Annual Rainfall
53.9"
Annual Snowfall
1.7"
Avg Humidity
74%
Climate Zone
south climate zone

🌫️ Air Quality

36.4
Avg AQI
Good
Grade
A-
PM2.5
5.9 µg/m³
Ozone
30.5 ppb
Good Air Days
240 days
Moderate Days
93 days
Unhealthy Days
25 days

⚠️ Natural Disaster Risk

A+
Overall Risk Grade: A+ · FEMA Flood Zone: X
Flood
Low
18/100
Earthquake
Low
12/100
Tornado
Low
22/100
Hurricane
Low
8/100
Wildfire
Low
10/100

🚗 Commute

Avg Commute
26 min
National: 27.6 min
Drive Alone
73.6%
Public Transit
11.2%
Work From Home
14.9%
Walk
1.9%
Bike
1.8%
Carpool
8.8%

Nearby ZIP Codes

Compare 40204 With Another ZIP

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Pros and Cons of Living in Louisville, KY (40204)

Based on crime, housing, income, schools, and air quality data

✅ Pros

  • + Good air quality - average AQI of 36.4 (rated "Good" by EPA standards)
  • + Strong schools - average school rating 7.0/10
  • + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather

⚠️ Cons

No significant concerns identified based on available data.

Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.

Frequently Asked Questions about ZIP Code 40204

What is the population of 40204?

The population of ZIP code 40204 in Louisville, Kentucky is approximately 29,840 people.

Is 40204 safe to live in?

Louisville (40204) has violent crime rates close to the national average. Exercise normal precautions as you would in any US city. Safety Grade: A+.

What is the median income in 40204?

The median household income in 40204 (Louisville, Kentucky) is $62,605. The per capita income is $40,693. The US national median household income is $70,784.

What is the cost of living in 40204?

Renters spend about 25% of income on rent - within the affordable range. Home prices are relatively high at 5.2x the median income. Median home value: $328,041. Average rent: $1,280/month.

What are schools like in 40204?

Schools in 40204 receive an Education Grade of C+. There are 2 schools with an average rating of 7.0/10 and a student-teacher ratio of 21:1. See the full schools section above for individual school listings.

What is the crime rate in 40204?

The violent crime rate in 40204 is 320.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 1627.0 per 100k (national avg: 1,958.2).

What is the average rent in 40204?

The median monthly rent in 40204 (Louisville, Kentucky) is $1,280/month. The national median rent is $1,163/month.

What is the median home value in 40204?

The median home value in 40204 (Louisville, Kentucky) is $328,041. The national median home value is $303,400.

Is 40204 a good place to live?

40204 (Louisville, Kentucky) has a ZipScore of 63/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is a good neighborhood with solid fundamentals.

What is the air quality in 40204?

The average Air Quality Index (AQI) in 40204 is 36.4 - rated Good by EPA standards. Average PM2.5 level: 5.9 µg/m³.

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Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026

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