Louisville, KY
40206
Jefferson County County · Kentucky · Pop. 37,480
Last updated: May 2026
Louisville, Kentucky (ZIP code 40206) is home to approximately 37,480 residents. The median household income in 40206 is $114,829, which is 62% above the national average of $70,784. The cost of living in 40206 is reflected in its housing market - the median home value is $429,935 and the average rent is $1,992/month. 40206 has a violent crime rate of 114.0 per 100,000 residents, which is 70% below the national average - earning it a safety grade of A+. 40206 is served by with an average school rating of 7.0/10. Air quality in 40206 is rated Good with an average AQI of 24.2. The average commute time in 40206 is 25 minutes, 2 minutes below the national average. Compare 40206 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.
On This Page
👥 Demographics
Race & Ethnicity
💰 Income & Economy
Affordability Assessment: Renters in this area spend approximately 21% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.7x the median income.
🏠 Housing
🔒 Safety & Crime
Louisville (40206) is significantly safer than the national average, with violent crime rates 70% below the US average. This is considered a very safe area.
🎓 Schools & Education
Top Schools in 40206
| School | Type | Rating | Students |
|---|---|---|---|
| Lincoln Elementary | public | 7/10 | 404 |
| Washington High School | public | 7/10 | 547 |
| Jefferson Middle School | public | 6/10 | 962 |
| Louisville STEM Academy | public | 6/10 | 757 |
🌡️ Climate & Weather
🌫️ Air Quality
⚠️ Natural Disaster Risk
🚗 Commute
Nearby ZIP Codes
Compare 40206 With Another ZIP
Pros and Cons of Living in Louisville, KY (40206)
Based on crime, housing, income, schools, and air quality data
✅ Pros
- + Low crime rate - violent crime is 70% below the national average
- + Above-average income - median household income of $114,829
- + Good air quality - average AQI of 24.2 (rated "Good" by EPA standards)
- + Strong schools - average school rating 7.0/10
- + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather
⚠️ Cons
- − High rent - average $1,992/month, above the national median of $1,163
Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.
Frequently Asked Questions about ZIP Code 40206
What is the population of 40206? ▼
The population of ZIP code 40206 in Louisville, Kentucky is approximately 37,480 people.
Is 40206 safe to live in? ▼
Louisville (40206) is significantly safer than the national average, with violent crime rates 70% below the US average. This is considered a very safe area. Safety Grade: A+.
What is the median income in 40206? ▼
The median household income in 40206 (Louisville, Kentucky) is $114,829. The per capita income is $74,639. The US national median household income is $70,784.
What is the cost of living in 40206? ▼
Renters in this area spend approximately 21% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.7x the median income. Median home value: $429,935. Average rent: $1,992/month.
What are schools like in 40206? ▼
Schools in 40206 receive an Education Grade of B+. There are 4 schools with an average rating of 7.0/10 and a student-teacher ratio of 14:1. See the full schools section above for individual school listings.
What is the crime rate in 40206? ▼
The violent crime rate in 40206 is 114.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 880.0 per 100k (national avg: 1,958.2).
What is the average rent in 40206? ▼
The median monthly rent in 40206 (Louisville, Kentucky) is $1,992/month. The national median rent is $1,163/month.
What is the median home value in 40206? ▼
The median home value in 40206 (Louisville, Kentucky) is $429,935. The national median home value is $303,400.
Is 40206 a good place to live? ▼
40206 (Louisville, Kentucky) has a ZipScore of 77/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is an excellent neighborhood to live in.
What is the air quality in 40206? ▼
The average Air Quality Index (AQI) in 40206 is 24.2 - rated Good by EPA standards. Average PM2.5 level: 4.7 µg/m³.
Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026