84 /100

Seattle, WA

98109

King County County · Washington · Pop. 19,530

Last updated: May 2026

Population
19,530
Median Income
$199,590
Median Home
$893,437
Safety Grade
A+
Schools Grade
A+

Seattle, Washington (ZIP code 98109) is home to approximately 19,530 residents. The median household income in 98109 is $199,590, which is 182% above the national average of $70,784. The cost of living in 98109 is reflected in its housing market - the median home value is $893,437 and the average rent is $3,463/month. 98109 has a violent crime rate of 86.0 per 100,000 residents, which is 77% below the national average - earning it a safety grade of A+. 98109 is served by with an average school rating of 9.6/10. Air quality in 98109 is rated Good with an average AQI of 27.7. The average commute time in 98109 is 19 minutes, 9 minutes below the national average. Compare 98109 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.

👥 Demographics

Median Age
42
Avg Household Size
2.55
Foreign Born
18.9%
College Degree+
71.2%
High School+
79.4%
Total Households
7,812

Race & Ethnicity

White
70.2%
Hispanic
8.0%
Black
8.3%
Asian
4.6%
Other
9.8%

💰 Income & Economy

Median Household Income
$199,590
National: $70,784
Per Capita Income
$129,734
Poverty Rate
2.6%
National: 11.6%
Median Family Income
N/A
Gini Coefficient
N/A
Food Stamp Recipients
N/A

Affordability Assessment: Renters in this area spend approximately 21% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.5x the median income.

🏠 Housing

Median Home Value
$893,437
National: $303,400
Median Rent/Month
$3,463
National: $1,163
Homeownership Rate
79.0%
Vacancy Rate
3.7%
Total Housing Units
7,812
Price-to-Rent Ratio
N/A

🔒 Safety & Crime

A+
Safety Grade: A+

Seattle (98109) is significantly safer than the national average, with violent crime rates 77% below the US average. This is considered a very safe area.

Violent Crime Rate
86.0 per 100k
National: 380.7
Property Crime Rate
446.0 per 100k
National: 1,958.2
Murder Rate
2.50 per 100k
Robbery Rate
21.6 per 100k
Assault Rate
74.1 per 100k
Burglary Rate
141.7 per 100k

🎓 Schools & Education

A+
Education Grade: A+
3 schools · Avg rating: 9.6/10 · Student-teacher ratio: 11.7:1

Top Schools in 98109

SchoolTypeRatingStudents
Heritage Academy public 10/10 946
Seattle STEM Academy public 9/10 763
Riverside Elementary public 9/10 887

🌡️ Climate & Weather

Winter Avg
33°F
Annual Avg
50°F
Summer Avg
74°F
Sunny Days
166
Annual Rainfall
42.1"
Annual Snowfall
8.5"
Avg Humidity
73%
Climate Zone
northwest climate zone

🌫️ Air Quality

27.7
Avg AQI
Good
Grade
A
PM2.5
5.1 µg/m³
Ozone
27.2 ppb
Good Air Days
255 days
Moderate Days
87 days
Unhealthy Days
15 days

⚠️ Natural Disaster Risk

A+
Overall Risk Grade: A+ · FEMA Flood Zone: X
Flood
Low
15/100
Earthquake
High
58/100
Tornado
Low
5/100
Hurricane
Low
3/100
Wildfire
Low
22/100

🚗 Commute

Avg Commute
19 min
National: 27.6 min
Drive Alone
76.2%
Public Transit
12.0%
Work From Home
19.4%
Walk
1.9%
Bike
1.2%
Carpool
8.1%

Nearby ZIP Codes

Compare 98109 With Another ZIP

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Pros and Cons of Living in Seattle, WA (98109)

Based on crime, housing, income, schools, and air quality data

✅ Pros

  • + Low crime rate - violent crime is 77% below the national average
  • + Above-average income - median household income of $199,590
  • + Good air quality - average AQI of 27.7 (rated "Good" by EPA standards)
  • + Strong schools - average school rating 9.6/10
  • + Short commute times - average 19 minutes

⚠️ Cons

  • High housing costs - home prices 194% above the national average
  • High rent - average $3,463/month, above the national median of $1,163

Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.

Frequently Asked Questions about ZIP Code 98109

What is the population of 98109?

The population of ZIP code 98109 in Seattle, Washington is approximately 19,530 people.

Is 98109 safe to live in?

Seattle (98109) is significantly safer than the national average, with violent crime rates 77% below the US average. This is considered a very safe area. Safety Grade: A+.

What is the median income in 98109?

The median household income in 98109 (Seattle, Washington) is $199,590. The per capita income is $129,734. The US national median household income is $70,784.

What is the cost of living in 98109?

Renters in this area spend approximately 21% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.5x the median income. Median home value: $893,437. Average rent: $3,463/month.

What are schools like in 98109?

Schools in 98109 receive an Education Grade of A+. There are 3 schools with an average rating of 9.6/10 and a student-teacher ratio of 12:1. See the full schools section above for individual school listings.

What is the crime rate in 98109?

The violent crime rate in 98109 is 86.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 446.0 per 100k (national avg: 1,958.2).

What is the average rent in 98109?

The median monthly rent in 98109 (Seattle, Washington) is $3,463/month. The national median rent is $1,163/month.

What is the median home value in 98109?

The median home value in 98109 (Seattle, Washington) is $893,437. The national median home value is $303,400.

Is 98109 a good place to live?

98109 (Seattle, Washington) has a ZipScore of 84/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is an excellent neighborhood to live in.

What is the air quality in 98109?

The average Air Quality Index (AQI) in 98109 is 27.7 - rated Good by EPA standards. Average PM2.5 level: 5.1 µg/m³.

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Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026

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