49 /100

San Jose, CA

95101

Santa Clara County County · California · Pop. 42,310

Last updated: May 2026

Population
42,310
Median Income
$47,953
Median Home
$187,744
Safety Grade
B+
Schools Grade
F

San Jose, California (ZIP code 95101) is home to approximately 42,310 residents. The median household income in 95101 is $47,953, which is 32% below the national average of $70,784. The cost of living in 95101 is reflected in its housing market - the median home value is $187,744 and the average rent is $903/month. 95101 has a violent crime rate of 663.0 per 100,000 residents, which is 74% above the national average - earning it a safety grade of B+. 95101 is served by with an average school rating of 4.8/10. Air quality in 95101 is rated Good with an average AQI of 46. The average commute time in 95101 is 29 minutes, 1 minutes above the national average. Compare 95101 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.

👥 Demographics

Median Age
38.5
Avg Household Size
2.7
Foreign Born
14.0%
College Degree+
46.4%
High School+
72.9%
Total Households
16,924

Race & Ethnicity

White
66.2%
Hispanic
34.4%
Black
19.3%
Asian
13.9%
Other
4.9%

💰 Income & Economy

Median Household Income
$47,953
National: $70,784
Per Capita Income
$31,169
Poverty Rate
15.1%
National: 11.6%
Median Family Income
N/A
Gini Coefficient
N/A
Food Stamp Recipients
N/A

Affordability Assessment: Renters in this area spend approximately 23% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.9x the median income.

🏠 Housing

Median Home Value
$187,744
National: $303,400
Median Rent/Month
$903
National: $1,163
Homeownership Rate
53.5%
Vacancy Rate
8.4%
Total Housing Units
16,924
Price-to-Rent Ratio
N/A

🔒 Safety & Crime

B+
Safety Grade: B+

San Jose (95101) has higher-than-average violent crime rates at 74% above the US average. Review specific crime types below for more detail.

Violent Crime Rate
663.0 per 100k
National: 380.7
Property Crime Rate
2530.0 per 100k
National: 1,958.2
Murder Rate
12.90 per 100k
Robbery Rate
132.7 per 100k
Assault Rate
480.7 per 100k
Burglary Rate
557.4 per 100k

🎓 Schools & Education

F
Education Grade: F
4 schools · Avg rating: 4.8/10 · Student-teacher ratio: 24.2:1

Top Schools in 95101

SchoolTypeRatingStudents
San Jose Middle School public 6/10 344
San Jose High School public 6/10 479
San Jose Academy public 5/10 771
St. Mary's School of San Jose public 4/10 853

🌡️ Climate & Weather

Winter Avg
45°F
Annual Avg
60°F
Summer Avg
85°F
Sunny Days
255
Annual Rainfall
16.2"
Annual Snowfall
3.4"
Avg Humidity
49%
Climate Zone
west climate zone

🌫️ Air Quality

46
Avg AQI
Good
Grade
A-
PM2.5
5.9 µg/m³
Ozone
40.3 ppb
Good Air Days
213 days
Moderate Days
108 days
Unhealthy Days
38 days

⚠️ Natural Disaster Risk

A+
Overall Risk Grade: A+ · FEMA Flood Zone: X
Flood
Low
15/100
Earthquake
High
70/100
Tornado
Low
3/100
Hurricane
Low
2/100
Wildfire
Moderate
30/100

🚗 Commute

Avg Commute
29 min
National: 27.6 min
Drive Alone
70.1%
Public Transit
3.4%
Work From Home
16.8%
Walk
2.5%
Bike
1.6%
Carpool
7.7%

Nearby ZIP Codes

Compare 95101 With Another ZIP

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Pros and Cons of Living in San Jose, CA (95101)

Based on crime, housing, income, schools, and air quality data

✅ Pros

  • + Affordable housing - median home value $187,744 (below national average of $303,400)
  • + Affordable rent - average $903/month vs national $1,163/month
  • + Good air quality - average AQI of 46 (rated "Good" by EPA standards)

⚠️ Cons

  • Higher-than-average crime - violent crime rate 74% above US average
  • Below-average income - median household income of $47,953

Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.

Frequently Asked Questions about ZIP Code 95101

What is the population of 95101?

The population of ZIP code 95101 in San Jose, California is approximately 42,310 people.

Is 95101 safe to live in?

San Jose (95101) has higher-than-average violent crime rates at 74% above the US average. Review specific crime types below for more detail. Safety Grade: B+.

What is the median income in 95101?

The median household income in 95101 (San Jose, California) is $47,953. The per capita income is $31,169. The US national median household income is $70,784.

What is the cost of living in 95101?

Renters in this area spend approximately 23% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.9x the median income. Median home value: $187,744. Average rent: $903/month.

What are schools like in 95101?

Schools in 95101 receive an Education Grade of F. There are 4 schools with an average rating of 4.8/10 and a student-teacher ratio of 24:1. See the full schools section above for individual school listings.

What is the crime rate in 95101?

The violent crime rate in 95101 is 663.0 per 100,000 residents, which is above the national average of 380.7. Property crime rate: 2530.0 per 100k (national avg: 1,958.2).

What is the average rent in 95101?

The median monthly rent in 95101 (San Jose, California) is $903/month. The national median rent is $1,163/month. This ZIP code is more affordable than the national average for renters.

What is the median home value in 95101?

The median home value in 95101 (San Jose, California) is $187,744. The national median home value is $303,400. Homes in this ZIP code are more affordable than the national average.

Is 95101 a good place to live?

95101 (San Jose, California) has a ZipScore of 49/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This area has some advantages but also tradeoffs - review each section.

What is the air quality in 95101?

The average Air Quality Index (AQI) in 95101 is 46 - rated Good by EPA standards. Average PM2.5 level: 5.9 µg/m³.

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Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026

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