68 /100

Cincinnati, OH

45220

Hamilton County County · Ohio · Pop. 26,310

Last updated: May 2026

Population
26,310
Median Income
$76,150
Median Home
$262,649
Safety Grade
A+
Schools Grade
B

Cincinnati, Ohio (ZIP code 45220) is home to approximately 26,310 residents. The median household income in 45220 is $76,150, which is 8% above the national average of $70,784. The cost of living in 45220 is reflected in its housing market - the median home value is $262,649 and the average rent is $1,355/month. 45220 has a violent crime rate of 329.0 per 100,000 residents, which is 14% below the national average - earning it a safety grade of A+. 45220 is served by with an average school rating of 7.3/10. Air quality in 45220 is rated Good with an average AQI of 31.1. The average commute time in 45220 is 29 minutes, 1 minutes above the national average. Compare 45220 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.

👥 Demographics

Median Age
36.1
Avg Household Size
2.24
Foreign Born
16.9%
College Degree+
48.0%
High School+
80.4%
Total Households
10,524

Race & Ethnicity

White
63.7%
Hispanic
20.7%
Black
2.2%
Asian
10.9%
Other
8.6%

💰 Income & Economy

Median Household Income
$76,150
National: $70,784
Per Capita Income
$49,498
Poverty Rate
12.9%
National: 11.6%
Median Family Income
N/A
Gini Coefficient
N/A
Food Stamp Recipients
N/A

Affordability Assessment: Renters in this area spend approximately 21% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.4x the median income.

🏠 Housing

Median Home Value
$262,649
National: $303,400
Median Rent/Month
$1,355
National: $1,163
Homeownership Rate
66.4%
Vacancy Rate
7.6%
Total Housing Units
10,524
Price-to-Rent Ratio
N/A

🔒 Safety & Crime

A+
Safety Grade: A+

Cincinnati (45220) has violent crime rates close to the national average. Exercise normal precautions as you would in any US city.

Violent Crime Rate
329.0 per 100k
National: 380.7
Property Crime Rate
1831.0 per 100k
National: 1,958.2
Murder Rate
7.50 per 100k
Robbery Rate
65.9 per 100k
Assault Rate
245.2 per 100k
Burglary Rate
432.8 per 100k

🎓 Schools & Education

B
Education Grade: B
1 schools · Avg rating: 7.3/10 · Student-teacher ratio: 17.8:1

Top Schools in 45220

SchoolTypeRatingStudents
St. Mary's School of Cincinnati public 7/10 909

🌡️ Climate & Weather

Winter Avg
14°F
Annual Avg
52°F
Summer Avg
80°F
Sunny Days
192
Annual Rainfall
40.6"
Annual Snowfall
25.3"
Avg Humidity
65%
Climate Zone
midwest climate zone

🌫️ Air Quality

31.1
Avg AQI
Good
Grade
A
PM2.5
5.4 µg/m³
Ozone
36.7 ppb
Good Air Days
251 days
Moderate Days
104 days
Unhealthy Days
23 days

⚠️ Natural Disaster Risk

A+
Overall Risk Grade: A+ · FEMA Flood Zone: X
Flood
Low
18/100
Earthquake
Low
12/100
Tornado
Moderate
25/100
Hurricane
Low
3/100
Wildfire
Low
8/100

🚗 Commute

Avg Commute
29 min
National: 27.6 min
Drive Alone
69.3%
Public Transit
5.4%
Work From Home
17.3%
Walk
1.3%
Bike
1.1%
Carpool
9.0%

Nearby ZIP Codes

Compare 45220 With Another ZIP

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Pros and Cons of Living in Cincinnati, OH (45220)

Based on crime, housing, income, schools, and air quality data

✅ Pros

  • + Good air quality - average AQI of 31.1 (rated "Good" by EPA standards)
  • + Strong schools - average school rating 7.3/10
  • + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather

⚠️ Cons

No significant concerns identified based on available data.

Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.

Frequently Asked Questions about ZIP Code 45220

What is the population of 45220?

The population of ZIP code 45220 in Cincinnati, Ohio is approximately 26,310 people.

Is 45220 safe to live in?

Cincinnati (45220) has violent crime rates close to the national average. Exercise normal precautions as you would in any US city. Safety Grade: A+.

What is the median income in 45220?

The median household income in 45220 (Cincinnati, Ohio) is $76,150. The per capita income is $49,498. The US national median household income is $70,784.

What is the cost of living in 45220?

Renters in this area spend approximately 21% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.4x the median income. Median home value: $262,649. Average rent: $1,355/month.

What are schools like in 45220?

Schools in 45220 receive an Education Grade of B. There are 1 schools with an average rating of 7.3/10 and a student-teacher ratio of 18:1. See the full schools section above for individual school listings.

What is the crime rate in 45220?

The violent crime rate in 45220 is 329.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 1831.0 per 100k (national avg: 1,958.2).

What is the average rent in 45220?

The median monthly rent in 45220 (Cincinnati, Ohio) is $1,355/month. The national median rent is $1,163/month.

What is the median home value in 45220?

The median home value in 45220 (Cincinnati, Ohio) is $262,649. The national median home value is $303,400. Homes in this ZIP code are more affordable than the national average.

Is 45220 a good place to live?

45220 (Cincinnati, Ohio) has a ZipScore of 68/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is a good neighborhood with solid fundamentals.

What is the air quality in 45220?

The average Air Quality Index (AQI) in 45220 is 31.1 - rated Good by EPA standards. Average PM2.5 level: 5.4 µg/m³.

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Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026

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