Memphis, TN
38104
Shelby County County · Tennessee · Pop. 27,380
Last updated: May 2026
Memphis, Tennessee (ZIP code 38104) is home to approximately 27,380 residents. The median household income in 38104 is $73,782, which is 4% above the national average of $70,784. The cost of living in 38104 is reflected in its housing market - the median home value is $304,423 and the average rent is $1,109/month. 38104 has a violent crime rate of 302.0 per 100,000 residents, which is 21% below the national average - earning it a safety grade of A+. 38104 is served by with an average school rating of 6.1/10. Air quality in 38104 is rated Good with an average AQI of 30.9. The average commute time in 38104 is 20 minutes, 8 minutes below the national average. Compare 38104 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.
On This Page
👥 Demographics
Race & Ethnicity
💰 Income & Economy
Affordability Assessment: Renters in this area spend approximately 18% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.1x the median income.
🏠 Housing
🔒 Safety & Crime
Memphis (38104) has lower-than-average violent crime rates - 21% below the national average - making it a relatively safe place to live.
🎓 Schools & Education
Top Schools in 38104
| School | Type | Rating | Students |
|---|---|---|---|
| St. Mary's School of Memphis | public | 7/10 | 780 |
| Memphis Charter School | public | 5/10 | 391 |
| Lincoln Elementary | public | 5/10 | 763 |
🌡️ Climate & Weather
🌫️ Air Quality
⚠️ Natural Disaster Risk
🚗 Commute
Nearby ZIP Codes
Compare 38104 With Another ZIP
Pros and Cons of Living in Memphis, TN (38104)
Based on crime, housing, income, schools, and air quality data
✅ Pros
- + Low crime rate - violent crime is 21% below the national average
- + Good air quality - average AQI of 30.9 (rated "Good" by EPA standards)
- + Short commute times - average 20 minutes
⚠️ Cons
No significant concerns identified based on available data.
Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.
Frequently Asked Questions about ZIP Code 38104
What is the population of 38104? ▼
The population of ZIP code 38104 in Memphis, Tennessee is approximately 27,380 people.
Is 38104 safe to live in? ▼
Memphis (38104) has lower-than-average violent crime rates - 21% below the national average - making it a relatively safe place to live. Safety Grade: A+.
What is the median income in 38104? ▼
The median household income in 38104 (Memphis, Tennessee) is $73,782. The per capita income is $47,958. The US national median household income is $70,784.
What is the cost of living in 38104? ▼
Renters in this area spend approximately 18% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.1x the median income. Median home value: $304,423. Average rent: $1,109/month.
What are schools like in 38104? ▼
Schools in 38104 receive an Education Grade of C+. There are 3 schools with an average rating of 6.1/10 and a student-teacher ratio of 16:1. See the full schools section above for individual school listings.
What is the crime rate in 38104? ▼
The violent crime rate in 38104 is 302.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 1666.0 per 100k (national avg: 1,958.2).
What is the average rent in 38104? ▼
The median monthly rent in 38104 (Memphis, Tennessee) is $1,109/month. The national median rent is $1,163/month. This ZIP code is more affordable than the national average for renters.
What is the median home value in 38104? ▼
The median home value in 38104 (Memphis, Tennessee) is $304,423. The national median home value is $303,400.
Is 38104 a good place to live? ▼
38104 (Memphis, Tennessee) has a ZipScore of 64/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is a good neighborhood with solid fundamentals.
What is the air quality in 38104? ▼
The average Air Quality Index (AQI) in 38104 is 30.9 - rated Good by EPA standards. Average PM2.5 level: 7.3 µg/m³.
Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026