76 /100

Charlotte, NC

28226

Mecklenburg County County · North Carolina · Pop. 54,620

Last updated: May 2026

Population
54,620
Median Income
$108,614
Median Home
$481,864
Safety Grade
A+
Schools Grade
B

Charlotte, North Carolina (ZIP code 28226) is home to approximately 54,620 residents. The median household income in 28226 is $108,614, which is 53% above the national average of $70,784. The cost of living in 28226 is reflected in its housing market - the median home value is $481,864 and the average rent is $2,025/month. 28226 has a violent crime rate of 98.0 per 100,000 residents, which is 74% below the national average - earning it a safety grade of A+. 28226 is served by with an average school rating of 7.2/10. Air quality in 28226 is rated Good with an average AQI of 22.5. The average commute time in 28226 is 26 minutes, 1 minutes below the national average. Compare 28226 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.

👥 Demographics

Median Age
36.8
Avg Household Size
2.74
Foreign Born
12.2%
College Degree+
60.8%
High School+
81.7%
Total Households
21,848

Race & Ethnicity

White
61.5%
Hispanic
16.6%
Black
31.7%
Asian
2.2%
Other
6.8%

💰 Income & Economy

Median Household Income
$108,614
National: $70,784
Per Capita Income
$70,599
Poverty Rate
9.0%
National: 11.6%
Median Family Income
N/A
Gini Coefficient
N/A
Food Stamp Recipients
N/A

Affordability Assessment: Renters in this area spend approximately 22% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.4x the median income.

🏠 Housing

Median Home Value
$481,864
National: $303,400
Median Rent/Month
$2,025
National: $1,163
Homeownership Rate
65.9%
Vacancy Rate
6.4%
Total Housing Units
21,848
Price-to-Rent Ratio
N/A

🔒 Safety & Crime

A+
Safety Grade: A+

Charlotte (28226) is significantly safer than the national average, with violent crime rates 74% below the US average. This is considered a very safe area.

Violent Crime Rate
98.0 per 100k
National: 380.7
Property Crime Rate
948.0 per 100k
National: 1,958.2
Murder Rate
2.40 per 100k
Robbery Rate
35.1 per 100k
Assault Rate
82.8 per 100k
Burglary Rate
214.0 per 100k

🎓 Schools & Education

B
Education Grade: B
2 schools · Avg rating: 7.2/10 · Student-teacher ratio: 16.5:1

Top Schools in 28226

SchoolTypeRatingStudents
Charlotte High School public 8/10 434
Charlotte Academy public 8/10 791

🌡️ Climate & Weather

Winter Avg
42°F
Annual Avg
69°F
Summer Avg
90°F
Sunny Days
223
Annual Rainfall
50.3"
Annual Snowfall
2.1"
Avg Humidity
71%
Climate Zone
south climate zone

🌫️ Air Quality

22.5
Avg AQI
Good
Grade
A+
PM2.5
6.7 µg/m³
Ozone
30.4 ppb
Good Air Days
247 days
Moderate Days
90 days
Unhealthy Days
18 days

⚠️ Natural Disaster Risk

A+
Overall Risk Grade: A+ · FEMA Flood Zone: X
Flood
Low
12/100
Earthquake
Low
8/100
Tornado
Low
20/100
Hurricane
Low
22/100
Wildfire
Low
12/100

🚗 Commute

Avg Commute
26 min
National: 27.6 min
Drive Alone
63.9%
Public Transit
3.9%
Work From Home
15.3%
Walk
1.2%
Bike
1.6%
Carpool
5.9%

Nearby ZIP Codes

Compare 28226 With Another ZIP

Compare with:

Pros and Cons of Living in Charlotte, NC (28226)

Based on crime, housing, income, schools, and air quality data

✅ Pros

  • + Low crime rate - violent crime is 74% below the national average
  • + Above-average income - median household income of $108,614
  • + Good air quality - average AQI of 22.5 (rated "Good" by EPA standards)
  • + Strong schools - average school rating 7.2/10
  • + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather

⚠️ Cons

  • High housing costs - home prices 59% above the national average
  • High rent - average $2,025/month, above the national median of $1,163

Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.

Frequently Asked Questions about ZIP Code 28226

What is the population of 28226?

The population of ZIP code 28226 in Charlotte, North Carolina is approximately 54,620 people.

Is 28226 safe to live in?

Charlotte (28226) is significantly safer than the national average, with violent crime rates 74% below the US average. This is considered a very safe area. Safety Grade: A+.

What is the median income in 28226?

The median household income in 28226 (Charlotte, North Carolina) is $108,614. The per capita income is $70,599. The US national median household income is $70,784.

What is the cost of living in 28226?

Renters in this area spend approximately 22% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.4x the median income. Median home value: $481,864. Average rent: $2,025/month.

What are schools like in 28226?

Schools in 28226 receive an Education Grade of B. There are 2 schools with an average rating of 7.2/10 and a student-teacher ratio of 17:1. See the full schools section above for individual school listings.

What is the crime rate in 28226?

The violent crime rate in 28226 is 98.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 948.0 per 100k (national avg: 1,958.2).

What is the average rent in 28226?

The median monthly rent in 28226 (Charlotte, North Carolina) is $2,025/month. The national median rent is $1,163/month.

What is the median home value in 28226?

The median home value in 28226 (Charlotte, North Carolina) is $481,864. The national median home value is $303,400.

Is 28226 a good place to live?

28226 (Charlotte, North Carolina) has a ZipScore of 76/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is an excellent neighborhood to live in.

What is the air quality in 28226?

The average Air Quality Index (AQI) in 28226 is 22.5 - rated Good by EPA standards. Average PM2.5 level: 6.7 µg/m³.

Share this page:

Download CSV

Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026

Free Weekly Newsletter

Stay ahead of neighborhood trends

Get the latest ZipScore rankings, housing market updates, and US neighborhood insights every week.

No spam · Unsubscribe anytime